HB1101

Crossover

Prohibit an insurer from declining or limiting life, disability, or long-term care insurance policies based solely on an individual's status as a living organ donor.

House BillNicole Uhre-Balk(D)Sydney Davis(R)Introduced Jan 21, 2026Last action Feb 25, 2026

South Dakota insurers cannot refuse to sell or limit life, disability, or long-term care insurance to someone solely because they are a living organ donor. The law also prevents insurers from charging higher rates, reducing coverage amounts, or canceling policies based on a customer's donor status. This protects organ donors from insurance discrimination while still allowing insurers to consider other legitimate health and risk factors.

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Changes to Existing Law

1 section affected+775-0

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§ 58-1new

History (10)

Feb 26, 2026H
Signed by the Speaker H.J. 462
Feb 25, 2026S
Senate Do Pass Passed, YEAS 33, NAYS 0. S.J. 399
Feb 24, 2026S
Commerce and Energy Certified uncontested, placed on consent S.J. 14
Feb 24, 2026S
Commerce and Energy Do Pass Passed, YEAS 8, NAYS 0. S.J. 13
Feb 24, 2026S
Commerce and Energy Scheduled for hearing
Jan 28, 2026S
First read in Senate and referred to Senate Commerce and Energy S.J. 131
Jan 27, 2026H
House of Representatives Do Pass Passed, YEAS 64, NAYS 1. H.J. 155
Jan 26, 2026H
Commerce and Energy Do Pass Passed, YEAS 12, NAYS 1. H.J. 8
Jan 26, 2026H
Commerce and Energy Scheduled for hearing
Jan 21, 2026H
First read in House and referred to House Commerce and Energy H.J. 104