Changes to Existing Law
HB1101 — Prohibit an insurer from declining or limiting life, disability, or long-term care insurance policies based solely on an individual's status as a living organ donor.
1 section modified+775-0
View:
§ 58-1
New Section+775
NEW SECTION added to Chapter 58-1
An insurer may not: (1) Decline or limit coverage of an individual under any life, disability, or long-term care insurance policy solely due to the status of the individual as a living organ donor; (2) Condition the continuation of a life, disability, or long-term care insurance policy on an insured individual not becoming a living organ donor; or (3) Otherwise discriminate in the offering, issuance, cancellation, amount of coverage, price, or any other condition of a life, disability, or long-term care insurance policy based solely, and without any additional actuarial risk, upon the status of an individual as a living organ donor. For purposes of this section, "living organ donor" means an individual who has donated all or part of an organ and is not deceased. 17